Toni Holt Kramer

Margaret Warnock

I am now a year round resident of Palm Beach Gardens. But I am originally “a Jersey girl.” My career was spent in the financial arena where I was a vice president at two major Wall Street firms. I am a life long Republican who is hoping we MAKE THIS GREAT AMERICAN, DJT, PRESIDENT AGAIN. 2020 HERE WE COME!

Hoping to see this great country get itself back to the values and respect for itself that has made it so great.

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